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Guide To Property Insurance

What Is Property Insurance? Property insurance is a broad term forĀ  a series of policies that provide either property protection coverage or liability coverage for property owners. Property insurance provides financial reimbursement to the owner or renter of a...

Garage Liability Insurance

What Is Garage Liability Insurance? Garage liability insurance is specialty insurance targeted to the automotive industry. Automobile dealerships, parking lots or parking garages operators, tow-truck operators, service stations, and customization and...

The Purpose of Business Insurance Exclusions

Exclusions are provisions in business insurance policies that eliminate coverage for certain types of property, perils, situations, or hazards. Risks described in exclusions aren’t covered by the policy. Insurers utilize exclusions to remove coverage for hazards...

Does Homeowners Insurance Cover Broken Pipes?

Cold weather has caused a pipe to burst in your home, and water has ruined your wood floors. Will homeowners insurance cover pipe replacement? It depends on your policy. Water damage may be covered under homeowners’ insurance, but it depends largely on the...

9 Strategies to Boost Small-Business Profitability

Small-business profitability by the numbers A U.S. Bank study found that 82 percent of businesses that failed did so because of problems with cash flow, and it’s easy to see why. Only 40 percent of small businesses are profitable, and 30 percent lose money on a...