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Against All Risks (AAR)

What Is Against All Risks (AAR)? The term “against all risks”, also known as all-risk insurance, refers to an insurance policy that provides coverage against all types of loss or damage. Exclusions can still be included in an against all risks policy, but...

Mobile Home Insurance Explained

You want to protect everything that’s important to you, and that includes where you live, what you own and your hard-earned money. That’s true whether your home was built where it is or delivered. Mobile home insurance provides coverage for your home and your personal...

What is Guest Medical Coverage?

No doubt you’re a responsible homeowner. You always make sure to maintain your home, but accidents happen. Luckily, if a guest gets injured in your home, your homeowners or renters insurance may cover certain medical expenses. It’s called guest medical coverage and is...

Personal Injury Protection

What Is Personal Injury Protection (PIP)? Personal injury protection (PIP), also known as “no-fault insurance,” is a component of an automobile insurance plan that covers the healthcare expenses associated with a car accident. PIP covers medical expenses for both...