[et_pb_section fb_built="1" _builder_version="4.0.9"][et_pb_row _builder_version="4.0.9"][et_pb_column type="4_4" _builder_version="4.0.9"][et_pb_text _builder_version="4.0.9" hover_enabled="0"]<h1 class="h1 text-tc-blue-800 font-weight-bold" style="text-align: center;"><span style="color: #000000;"><strong>Finding the Best RV Insurance for You</strong></span></h1>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.0.9"][et_pb_column type="4_4" _builder_version="4.0.9"][et_pb_text _builder_version="4.0.9"]<div align="center">
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<p><span style="color: #000000;">There's been a pretty big shift in the RV (or recreational vehicle) world in the past few years as more and more Gen Xers and Millennials have begun celebrating the traveling home on wheels lifestyle. </span></p>
<p><span style="color: #000000;">And who can blame them? After all, with an RV, you get all the joys of travel rolled-up tight with the comforts of staying right on your couch. </span></p>
<h4><span style="color: #000000;">Share of Americans planning to buy an RV (motorhome) in the next 12 months as of 2018, by age</span></h4>
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<p><span style="color: #000000;">But before you go all-in and invest in your very own RV, you'll want to make sure you're set up with the right insurance coverage to protect you from any potential hazards of the road. </span></p>
<p><span style="color: #000000;">And for that, an independent Insurance agent is the perfect asset to have in your corner, helping you shop for the best RV insurance options to get you the perfect coverage and price. But first, there are a few things you'll need to know about RV insurance to get you started.</span></p>
<h3><span style="color: #000000;">Types of RVs and Motorhomes</span></h3>
<p><span style="color: #000000;">Before you can find out what type of insurance you need, you need to know how your vehicle is classified. So which is it:</span></p>
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<li><span style="color: #000000;"><strong>Class A motorhomes</strong><strong>:</strong> Largest RVs on the road – a home on wheels</span></li>
<li><span style="color: #000000;"><strong>Class B motorhomes</strong><strong>: </strong>The small RVs – a van with amenities</span></li>
<li><span style="color: #000000;"><strong>Class C motorhomes</strong><strong>: </strong>Midsize models, sometimes called mini-motorhomes</span></li>
<li><span style="color: #000000;"><strong>Motorhome bus conversion</strong><strong>: </strong>A bus converted to an RV</span></li>
<li><span style="color: #000000;"><strong>Travel trailers</strong><strong>: </strong>Towable motorhomes typically attached by a trailer hitch</span></li>
<li><span style="color: #000000;"><strong>Fifth wheels</strong><strong>: </strong>Towable motorhomes attached to a truck with a fifth-wheel hitch</span></li>
<li><span style="color: #000000;"><strong>Truck campers</strong><strong>: </strong>Add-on campers attached to a truck bed</span></li>
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<p><span style="color: #000000;">When you talk to your agent, this will be where you start. And once they've established what your main goals are with your RV, you can move on to the coverages you need.</span></p>
<h3><span style="color: #000000;">Why Do I Need RV Insurance?</span></h3>
<p><span style="color: #000000;">Your RV is pretty much a combo of your home and your car. And despite being on wheels, it still includes homey comforts like a bed, dishes, a TV, and even a fridge. That means your policy coverage needs to be a bit more extensive, to reflect the protection you need. Think of it kinda like this:</span></p>
<figure data-asset-id="43779a50-c03f-49b6-8668-026aa2353dc5" data-image-id="43779a50-c03f-49b6-8668-026aa2353dc5"><span style="color: #000000;"><img src="https://assets-us-01.kc-usercontent.com/0542d611-b6d8-4320-a4f4-35ac5cbf43a6/693d34bb-6d16-40fc-b39a-639974f50212/rv-venn-graphic.png" data-asset-id="43779a50-c03f-49b6-8668-026aa2353dc5" data-image-id="43779a50-c03f-49b6-8668-026aa2353dc5" alt="Why Do I Need RV Insurance?" /></span></figure>
<p><span style="color: #000000;">Now, you most likely financed your RV through a bank. And more often than not, the lender will require insurance for your RV in order to finalize the deal and protect their investment in you. So in this case, it is mandatory.</span></p>
<p><span style="color: #000000;">Beyond that, most US states require a liability policy at an absolute minimum to cover any property damage, medical costs, or legal fees that come along with an accident. </span></p>
<p><span style="color: #000000;">Several states go even further, requiring uninsured/underinsured motorist coverage in case you're hit by another driver who doesn’t have insurance, or doesn't have enough to pay for the damage. </span></p>
<p><span style="color: #000000;">Just now, required or not, proper coverage is always recommended. After all, you never know what type of incidents you'll encounter out on the road. And without the right protection in place, you'll be paying it all out of pocket.</span></p>
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<div align="center" style="text-align: justify;"><span><span style="color: #000000;">To read the full article, </span><a href="https://www.trustedchoice.com/rv-insurance/">click here</a><span style="color: #000000;">.</span></span></div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]