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<p style="text-align: justify;"><span style="color: #000000;">Whether you’re working from home, laid off or postponing travel plans during the coronavirus pandemic, you may not be driving your car as often or as far as usual.</span></p>
<p style="text-align: justify;"><span style="color: #000000;">In this article, we’ll look at three ways to save on your car insurance until things begin returning to normal. </span></p>
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<h2 style="text-align: justify;"><span style="color: #000000;"><b>Ways to Save on Auto Insurance Right Now<br /></b></span></h2>
<p style="text-align: justify;"><span style="color: #000000;">If you find you aren’t driving as much as usual for an extended period of time, there’s no need to pay as much as usual for car insurance.</span></p>
<p style="text-align: justify;"><span style="color: #000000;">“The number of accidents occurring, claims being filed and money having to be paid out for medical problems or physical damage to vehicles or property is like nothing right now,” says money expert Clark Howard. “So auto insurers are just collecting all that money and paying out essentially nothing.”</span></p>
<p class="p1" style="text-align: justify;"><span style="color: #000000;">Some companies like Allstate, GEICO, Travelers and American Family Mutual Insurance Co. are offering coronavirus refunds or credit in order to compensate current customers. If you aren’t receiving any compensation from your auto insurer, there are still ways to cut the cost and make up for the miles that you aren’t currently driving.</span></p>
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<p style="text-align: justify;"><span style="color: #000000;">To make sure you’re paying a fair price for how much you are using your car right now, consider these three options.</span></p>
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<h3 style="text-align: justify;"><span style="color: #000000;"><b>Update Your Mileage</b></span></h3>
<p style="text-align: justify;"><span style="color: #000000;">Your auto insurer most likely asked about how much you drive on average and factored that answer into the total price of your monthly insurance. In order to <strong>avoid being charged for miles you aren’t driving</strong> right now, take the time to update your mileage.</span></p>
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<p style="text-align: justify;"><span style="color: #000000;">“It is really a fantastic idea to call your auto insurer, or easier, go online and sign in to your account and reduce the miles listed for your vehicles,” recommends Clark Howard.</span></p>
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<p style="text-align: justify;"><span style="color: #000000;">If you’re happy with your car insurance and want to stay with the same provider, this may be the best option for you. You’ll likely be able to save some cash based on the miles you aren’t driving, and when things return to normal, it’ll be easy to return to your original policy. </span></p>
<p style="text-align: justify;"><span style="color: #000000;">To get started, <strong>call your auto insurer or log into your online account</strong> through your insurance provider and look for the option to update your mileage.<br /></span><span style="color: #000000; font-size: 14px; text-align: left;"> </span></p>
<h3 style="text-align: justify;"><span style="color: #000000;"><b>Move to a Pay-Per-Mile Insurance Plan</b></span></h3>
<p style="text-align: justify;"><span style="color: #000000;">Last, consider moving to an insurance plan that allows you to pay per mile. </span></p>
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<p style="text-align: justify;"><span style="color: #000000;">“Going to one of the small number of insurers that you pay per mile for auto insurance would be a really great idea now,” says Clark.</span></p>
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<p style="text-align: justify;"><span style="color: #000000;">If you’re driving less than 10,000 miles each year, this type of insurance would be a great fit for you. You’ll <strong>find full coverage plans and save money the fewer miles you drive</strong>. </span></p>
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<p style="text-align: justify;"><span style="color: #000000;">Typically, you’ll have to plug a dongle into your vehicle’s port which will record your daily mileage. Some pay-per-mile insurance companies might ask you to download an app on your phone to track your driving. </span></p>
<p style="text-align: justify;"><span style="color: #000000;">Keep in mind that these insurers aren’t usually tracking <i>how</i> you drive, the focus is on <i>how much</i> you drive.<br /><br /></span></p>
<h2 style="text-align: justify;"><span style="color: #000000;"><b>Final Thoughts</b></span></h2>
<p style="text-align: justify;"><span style="color: #000000;">Overall, it’s important to keep in mind that <strong>these circumstances won’t last forever</strong> and, eventually, we will be returning to normal. Still, if you can save money on your car insurance in the meantime, the extra cash may come in handy later. </span></p>
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<p style="text-align: justify;"><span style="color: #000000;">“This is a short-term huge windfall for auto insurers and a short-term wasted amount of money for you and me essentially paying for full auto insurance coverage,” says Clark Howard. “But then just a couple months away, we’re going to be back to driving a fair number of miles again.”</span></p>
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<p style="text-align: justify;"><span style="color: #000000;">While you’re <strong>updating your mileage, comparing rates or shopping for a pay-per-mile insurance plan</strong>, keep an open mind and know that you may be able to lock in savings that last far beyond the coronavirus. </span></p>
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<p style="text-align: justify;"><span style="color: #000000;">You can read the full article</span> <a href="https://clark.com/insurance/car-insurance/update-my-car-insurance-policy/">here</a>.<span></span></p>
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