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<p style="text-align: left;">Finding the right space for your business requires the close consideration of several factors—including neighborhood, traffic, safety, and compliance concerns. When evaluating your options, keep in mind that certain qualities of a particular space may increase your risk and impact your insurance costs. While everything may not be within your control, here are five things you can do to help manage your risks upfront.</p>
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<p style="text-align: left;"><strong>Secure your space<br /></strong>Use deadbolts, shatter-proof glass, an alarm system, and security cameras to make sure you’re as protected as possible.</p>
<p style="text-align: left;"><strong>Guard against fire<br /></strong>In addition to up-to-date smoke detectors and sprinkler systems, you should also develop a fire-response plan that includes safety routes, extinguishers, and battery-powered backup lighting to illuminate exits.<strong> </strong></p>
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<p style="text-align: left;"><strong>Update your infrastructure<br /></strong>Double-check and update aging electrical systems, structural issues, insufficient drainage, and any other structural problems that could lead to a loss.</p>
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<p style="text-align: left;"><strong>Consider the setbacks<br /></strong>Significant risk factors—like fire, for example—can generate losses and costs far beyond structural repair. Taking extra security measures and making updates in advance can pay off in the long run by mitigating risks.</p>
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<p style="text-align: left;"><strong>Talk to your insurance provider<br /></strong>Taking steps to protect your space from potential hazards sends a signal to your insurance provider that you’re taking concerns seriously—which may translate into lower premiums.</p>
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<p style="text-align: center;"><em style="font-size: 14px;">Reducing the risk of theft, damage, and accidents will save your business time, money, and trouble in the long run.</em></p>
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<p style="text-align: left;">Reducing the risk of theft, damage, and accidents can save your business time, money, and trouble in the long run.</p>
<p style="text-align: left;">Connect with an<span> </span><a href="https://business.libertymutualgroup.com/business-insurance/find-an-insurance-agent">independent insurance agent</a><span> </span>today to learn more about your options.</p>
<p style="text-align: left;">To read the full article, click <a href="https://protectmybusiness.libertymutual.com/article/commercial-property-insurance-5-ways-manage-risks-upfront">here</a>.</p>
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